What’s Happened on Markets in the Last Week? The Roller Coaster continued and on foot of the governmental stimulus packages, especially the expected sign off by President Trump of the US package, markets recovered some of the falls by Friday’s close. Despite this individual stock markets are still significantly down on their opening values of […]
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Entries by Colm Nolan
As Required By An Addendum to the Consumer Protection Code 2012 September 2019 31 March 2020 Introduction With effect from 31 March 2020, following the Addendum of September 2019 to the Consumer Protection Code 2012 issued by the Central Bank of Ireland all financial intermediaries are required to ensure that, in providing a regulated activity […]
The impact of COVID-19 on Financial Markets (and how to make the right decisions with your pensions and investments) Colm Nolan Managing Director Waypoint Financial Planning Ltd 15 March 2020 Firstly, the health issues Much has been written on the medical and health issues of COVID-19 in recent weeks by people far more knowledgeable than […]
The following is a summary of the tax changes announced by the Minister for Finance and Public Expenditure and Reform. Changes are effective from 1st January 2018 unless stated otherwise. Income Tax The tax credits and tax bands changes are in bold. Tax Credit Tax Credit 2017 € 2018 € Single Person 1,650 1,650 Married […]
A recent study from the US suggests that only 8% of people interviewed trust financial institutions. And, more worryingly, only 25% trust their own personal financial planners! (Source: Joe Duran, Investment news). I suspect a similar result may be found in Ireland if the same survey was carried out. On the one hand, we […]
Preparing for the Voyage From September to December every year, yachtsmen gather in the Canary Islands, awaiting the right trade winds, allowing them to begin their epic voyage across the Atlantic. Destination; The islands of the Caribbean. As the crew are busily stocking the yachts with supplies to last them on their three-week voyage, the […]
Modern life is full of stresses and pressures but did you ever think that living too long could be one of them? In the early part of the 20th century it would have been unusual for a person to live beyond their middle 50’s. (In 1910 the average life expectancy at birth was 54 years). […]